Critical Illness Products from Medident Financial Planning
FACT
Each year about 10,000 people in England and Wales under retirement age suffer a stroke. Source: The Stroke Association, August 2007
Being diagnosed and suffering from a critical illness can be emotionally and physically draining, disrupting your ability to earn a living or care properly for yourself and your family. Whether you make a speedy recovery or have to cope with spells in hospital, operations, debilitating treatments, a lengthy recuperation or even permanent disability - a Critical Illness plan can provide a one-off sum of money to help you through. Without financial worries, you can concentrate on getting well.
What is it?
Critical Illness Protection is an insurance policy that pays out a lump sum if you survive 14 days or more after being diagnosed with a critical condition, for example, certain types of cancer, heart attack or stroke. Even if you make a full recovery, the plan still pays out.
Permanent Total Disability Protection
You can take this option out on its own, or include it with your Critical Illness Protection. It's designed to pay out if any other illness, condition or disability is so severe that it prevents you from ever going back to work, or taking care of yourself at home without help.






